Franco Moyano Franco Moyano · Founder & Bookkeeper · About Franco →

Bookkeeping for Barrie's
trades and contractors.

You keep homes and businesses running. I keep your books clean so you can stay on the tools and finally know what you're actually making.

Prefer to text? Text Franco a quick question → or call (705) 500-2632

QBO ProAdvisor Certified
Xero Certified
No office visits needed
Ontario & CRA Expertise
1-on-1
Every client handled directly by Franco. No junior staff, no handoffs.
Next day
Acknowledgment, guaranteed. Full resolution times are tiered by plan.
Trades Only
I don't do general bookkeeping. Every system, service, and report is built for contractors.

You’re hiring a person, not a firm.

Hi, I’m Franco. I started Moyano & Co. because trades business owners in Barrie deserved better than a generic bookkeeper who doesn’t know a T5018 from a holdback.

I keep my scope clear, document my work carefully and involve your CPA whenever a matter requires tax judgment or assurance. You work directly with me from onboarding through month-end.

  • QuickBooks ProAdvisor Certified & Xero Certified
  • Specialized in trades: electricians, plumbers, HVAC, GCs
  • Certified, insured & PIPEDA compliant
  • Based in Barrie, Ontario. Same time zone, same tax rules.
QBO ProAdvisor
QuickBooks Online Certified
Xero Certified
Xero Advisor Certified
Barrie, Ontario
Local & available
Secure & Cloud-Based
Bank-level data security

If any of this sounds like you, we should talk.

Most trades business owners don't have a bookkeeping problem. They have a time problem. I take it off your plate.

Shoebox of receipts at tax time

Every year it's the same scramble. I get you organized year-round so tax season is just another Tuesday.

Not sure which jobs are profitable

You're busy and billing well, but are you actually making money? Job costing shows you which work is worth taking.

Worried about HST & CRA deadlines

Missing an HST remittance costs you in interest and penalties. I track every deadline and file on time, every time.

Subcontractors, holdbacks & T5018s

Construction bookkeeping has layers. I know T5018 contractor slips, holdback tracking, and WSIB, so you don't have to.

The Ontario Trades
Tax-Deadline Calendar

Every HST, T4, T5018, WSIB, and corporate tax deadline for Ontario contractors, all in one page. Stop missing deadlines. Stop paying CRA penalties.

  • HST quarterly & annual remittance dates
  • T4 & T5018 contractor filing deadlines
  • WSIB payment schedule
  • Corporate tax instalment deadlines

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Everything your books need, nothing you don't.

Flat-rate, cloud-based bookkeeping built for how trades businesses actually operate.

Monthly Bookkeeping

Every transaction categorized, every account reconciled. Clean books, delivered monthly.

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HST Filing

Quarterly or annual HST returns, quick method analysis, and zero missed deadlines with CRA.

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Payroll & Source Deductions

Employee payroll, CPP/EI remittances, T4 slips, and subcontractor T5018 filings handled.

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Job Costing

Track costs per project so you know exactly which jobs made money and which ones to price better.

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Catch-Up Bookkeeping

Behind on your books? I'll get you current, even if you're starting with a shoebox or years of backlog.

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Financial Reporting

Monthly profit & loss, cash flow summaries, and custom reports in plain language, not spreadsheet jargon.

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See All Services

Clean books. Clear reports. Every month.

No spreadsheets emailed back and forth. Your books live in QuickBooks Online (included in your plan): organized, reconciled, and ready. Already on Xero? I work with that too.

app.qbo.intuit.com / reports / profit-loss
Dashboard Reports Transactions Payroll
Profit & Loss
Sample: Mike's Electrical Services · Oct 1–31, 2024
⇧ 12% vs last month
CategoryAmount
Income
Residential Service Calls$11,200
New Construction Work$8,400
Commercial Maintenance$3,650
Total Income$23,250
Expenses
Materials & Supplies$4,180
Subcontractor Payments$2,800
Vehicle & Fuel$890
Insurance & WSIB$620
Other Expenses$410
Total Expenses$8,900
Net Profit$14,350

Know exactly where your money goes.

Every month you get a clean Profit & Loss, balance sheet, and cash flow summary, delivered in plain English, not accounting jargon.

No waiting on your accountant to tell you how the month went. You know within days of month-end.

Monthly P&L, balance sheet & cash flow
Job costing by project type
HST summary & upcoming deadlines
Plain-language summary. No accounting jargon.
See Financial Reporting →

See which jobs actually make money.

Most trades owners bill well but don't know their actual margins by job type. Job costing shows you exactly where you're making money and where you're not.

I track materials, labour, and overhead per project so you can make smarter decisions about which work to take.

Learn About Job Costing →
Job Profitability Report Q4 2024
Project Revenue Margin %
Residential rewire, Dunlop St. $4,200 $1,890 45%
Commercial panel upgrade $8,600 $3,440 40%
Service calls (avg.) $380 $133 35%
New build, subcontract work $6,100 $488 8%
▲ The subcontract work is underpriced. This is costing you money.

I know the trades. I know the numbers.

Anyone can do bookkeeping. Not everyone understands holdbacks, T5018 slips, or why your busiest month can still be your worst.

I Speak Trades

Job costing, holdbacks, T5018s, WSIB, and the HST quick method. I understand the finances of construction and trades businesses.

100% Cloud-Based

QuickBooks Online and Xero mean your books are accessible from anywhere: job site, truck, or home. No drop-off appointments.

Local to Barrie

I'm right here in Barrie, Ontario. I understand local contractors, Ontario HST rules, and CRA requirements. This is my backyard too.

I put it in writing.

These aren't marketing lines. They're the baseline I hold myself to with every client, backed by a real guarantee.

Next-business-day acknowledgment

Message me on any business day and you'll get an acknowledgment within one business day for Plus & Complete clients, two business days for Core clients, confirming I received your question and when you'll have a full answer. Miss an acknowledgment once and that month is on me. (Excluding scheduled vacation and statutory holidays, communicated in advance.)

Books by the 15th, every month

Reconciled books and your monthly summary in your inbox by the 15th of the following month. If I'm late, you don't pay. (Requires bank access and any documents submitted by the last business day of the month.)

Simple terms, month-to-month

I use a clear engagement letter that sets out exactly what I do and what you pay. Month-to-month terms: cancel with 30 days notice, no penalties, no awkward conversations.

Getting started takes less than 30 minutes.

No long onboarding. No jargon. Just clean books starting this month.

1

Get in touch

I talk through your business, what you're using now, and what's causing headaches. No obligation, no pressure.

2

I set up your books

I set you up on QuickBooks Online (included in every plan), import your data, and build a chart of accounts that makes sense for your trade. Already on Xero? I work with that too.

3

I handle it every month

You get clean, reconciled books each month, plus a simple summary of how your business is doing. You focus on the work.

Clean books. Starting this month.

Get a free books review. No commitment, no pressure. Just a conversation about what your business needs.

Not ready to book? Text Franco a quick question, that works too.